FINANCIAL POWER FOR LIFE™

Preparing Students for the Real World.

Lark & Mimi™: Building Financial Foundations Through Play

Louisiana’s first early learning financial literacy program that grows with students - from Pre-K to High School.

Created by Louisiana native and entrepreneur Kim Marie Braud, Lark & Mimi builds lifelong financial confidence, STEM understanding, and cultural pride through storytelling, creativity, and hands-on learning.

The program aligns with Louisiana’s 2027 Financial Literacy Mandate (Act 480/HB 103) and introduces real-world money concepts in ways children can see, feel, and apply.

At the heart of Lark & Mimi are two lovable characters - Lark, a wise and patient flower guide, and Mimi, a curious and joyful 4-year-old who loves to learn. Together, they make complex ideas simple and fun, helping children discover the value of money, saving, and smart choices through everyday experiences.

Rooted in Louisiana culture and storytelling, Lark & Mimi helps children connect with financial literacy through play, exploration, and imagination. Designed for parents, teachers, homeschoolers, and inclusive classrooms, it supports all learners - including special needs and autistic students - through accessible, engaging experiences that meet each child where they are
— Kim Marie Braud

Financial Power for Life™ is a comprehensive financial literacy pipeline designed to grow with students from early learning through high school. Built in Louisiana and now launching nationwide, the Real Money, Real Life curriculum equips teens with the practical knowledge, confidence, and skills they need to make informed financial decisions in everyday life.

Aligned with state financial literacy standards and graduation requirements, this program bridges the gap between classroom learning and real-world application. Students engage in hands-on activities, critical thinking exercises, and culturally relevant case studies that make money management relatable and empowering.

What Students Learn

  • Budgeting, saving, and managing credit

  • Banking, loans, and interest

  • Entrepreneurship and career planning

  • Taxes, insurance, and financial responsibility

  • Investing, philanthropy, and building generational wealth

For Educators: The Real Money, Real Life curriculum includes a comprehensive Teacher’s Guide, complete lesson plans, answer keys, and interactive student worksheets. Each module is designed to support academic standards and can be integrated into economics, career-readiness, and life-skills courses.

For Schools & Sponsors: We partner with schools, community organizations, and corporate sponsors to ensure equitable access to financial education. Together, we’re building a financially confident generation across all 50 states.

Our financial literacy program is designed specifically for NIL-eligible high school and college athletes, as well as professionals in the NBA, NFL, MLB, and MLS. 

The 200-page athlete workbook covers 10 comprehensive modules:

Money Basics - What Nobody Taught You: Banking fundamentals, how to write a check, moving money safely, financial identity, and security

Your Sports Income: Reading your contract, understanding your paycheck, multi-state taxes, and the "jock tax," additional income streams

Credit & Debt: Credit fundamentals, major purchases, co-signing traps, and predatory lending targeting athletes

Building Your Financial Team: Who you need (agent, CPA, advisor, attorney), how to hire and fire advisors, and keeping your team accountable

Budgeting & Cash Flow: Living below your means, the first big check, managing family expectations

Investing & Wealth Building: Investment basics, retirement accounts, red flags for athlete-targeting scams, and real estate

Insurance & Risk Management: Disability insurance (career-ending injury protection), life insurance, umbrella liability

Business Ventures: Evaluating opportunities (the restaurant trap!), building passive income, partnerships, and equity

Tax Strategy: Tax basics for athletes, the jock tax explained, working with a CPA, and deductions

Estate Planning & Legacy: Wills and trusts, providing for family without enabling, life after sports

FINANCIAL POWER FOR LIFE™

ATHLETE EDITION